What Does Commercial Truck Insurance Cover?

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There are various types of commercial trucks, including tractor-trailers, dump trucks, straight trucks, tow trucks, and pickup trucks. Commercial truck insurance covers all of this. This type of insurance can be purchased by the owner-operator for single trucks or for companies that need to ensure the entire fleet of trucks.

No matter which one of these categories that fall into, commercial truck insurance is required to drive a commercial truck. There are many companies that are known for providing specialized insurance services to the construction industry.

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Provided basic coverages

Commercial truck insurance coverage is much like private cars, it provides protection standards such as comprehensive and collision, general liability, insurance / underinsured motorist protection, and medical payments. Unlike personal auto insurance, you can usually get commercial auto insurance by giving less information.

Special coverages for commercial trucks

Commercial truck insurance is basically used for better protection of your business and the auto business. This insurance is usually more specialized than what it provides a standard policy.

There are many types of coverage you can get with your commercial auto insurance. Be sure to ask your insurance agent if you do not understand any part of the coverage on your policy. Different insurance companies will cover different things under the same type of insurance.

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